Health Insurance Options for the Disabled

One of the most important issues for a person who has been diagnosed with a permanent or long-term medical condition that makes it impossible for him or her to work is to make sure that he or she has health coverage after he or she has quit working.

Unfortunately, many employees will quit their jobs without understanding their rights to continue group health coverage and leave themselves and their families vulnerable.

If you leave your job because of disability, you have two options to continue your health insurance. The first is COBRA coverage through your former employer, or private health coverage until you become eligible for Medicare coverage as a result of receiving Social Security Disability benefits.

A person who is entitled to Social Security Disability benefits becomes eligible for Medicare 24 months after his date of entitlement to cash benefits, as determined by the Social Security Administration.

If you have any questions feel free to contact us at www.caveylaw.com or give us a call at 727-894-3188.

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