COBRA coverage provides the same coverage you had while you were employed with your employer. Unfortunately, it’s at a higher cost because you are responsible for the entire cost of your health insurance premium plus an administrative fee.

Private health insurance at the same level of coverage you had while employed is even more expensive than COBRA coverage.

You should take control of your healthcare situation before you terminate your employment. Many employees, however, are reluctant to speak with their employers about a disability because they are afraid they’ll be fired. Remember, it’s illegal to fire someone for a disability. Even if your disability prevents you or stops you from working, your employer benefits package is a critical resource in continuing your medical care coverage after you have stopped working.

If you would like to learn more feel free to contact us at www.caveylaw.com or call us at 727-894-3188.

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St. Petersburg, FL – June, 2009

Supplemental Security Income (SSI) is a disability program that is a needs-based program that takes into account your income and resources in determining your entitlement to Social Security Disability benefits.

While you must meet the disability requirements of any disability applicant, you must meet certain income and resource requirements.

Social Security will consider any wages, unemployment, short and long-term disability, land, checking accounts, vehicles, spouse’s income when determining whether you’re entitled to SSI. If you meet both the medical disability and income requirements, you will receive monthly disability benefits.

Individuals who are not insured for Social Security Disability benefits purposes because they do not have sufficient credits accrued become eligible for SSI. Unfortunately, many are not entitled to SSI because of their resources and income. For more information about the resource and income requirements for SSI, contact Sharon Barrett at Cavey & Barrett, your Tampa based Social Security Disability experts by clicking the link or give us a call 727-894-3188.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

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The Social Security Administration has announced that the 2009 cost-of-living adjustment for Social Security and SSI beneficiaries will be 5.8%. This is the largest increase since 1982. In 2008, the cost-of-living adjustment was a meager 2.3%.

If you have any questions about the cost-of-living adjustments, go to the Social Security Administration’s website which is found at www.SSA.gov. You’ll find a complete chart of the 2008 changes and a wealth of other information on this website.

For information about your rights to Social Security Disability Benefits, order your free copy of “Your Rights to Social Security Disability” which was written by Tampa Bay Social Security disability experts, attorneys Nancy Cavey and Sharon Barrett.

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