Peter Orzak Wants to Destroy the Safety Net for Millions of Disabled Americans

In a shocking editorial by Peter Orzak, the former White House director of OMD, Orzak has suggested that people who are disabled simply apply for Social Security Disability or long term disability benefits because they are unable to work. He insinuates that once they receive benefits, they lose all their desire to work and enjoy being disabled.

This is nothing but dribble! One of the solutions that he proposes is the use of private disability insurance companies. Obviously, Orzak has no understanding for the private ERISA disability world where often than not, private and ERISA disability insurance companies will deny benefits to those who are legally entitled to benefits. Trying to shift the blame to private ERISA based long term disability carriers is a bad idea. If you really want to make the long and short term disability process work, get rid of the presumption clauses and policies which presume that any decision by your insurance company is right. If we are going to cut or limit the safety for Social Security Disability and long term disability benefits, let’s give every American the right to a jury trial to determine whether they are entitled to benefits.

If you want to play fair Mr. Orzak, understand the Social Security Disability and long term disability claims process and make sure that there is a fair and level playing field for all Americans who are unable to work as a result of disability.

Long term disability attorney Nancy Cavey has written the book Robbed of Your Peace of Mind which exposes all of the reasons why short and long term disability claims process is manifestly unfair and robs employees, who have paid their disability premiums of their right to peace of mind when they become disabled.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

FAQ: Can your Social Security Disability benefits be Garnished?

The Social Security Act protects Title II and SSI benefits from garnishment and claim predators under 42 US Code, Section 407 (a) and 1383 (d)(1).Social Security Benefits Garnished

Unfortunately, recently, debt collectors have been pretending to freeze accounts containing these protected federal benefits.

If your account has been frozen, you made have limited access to your funds while you contest a garnishment order in court. If your Social Security Disability benefits have been frozen because of debt collectors, contact a qualified Social Security Disability attorney for advice on how to protect your valuable Social Security Disability benefits.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

If You Don’t Understand How Workers’ Compensation and Social Security Disability Benefits Interact, You May Hate Yourself Later

If you have been injured on the job, you are entitled to workers’ compensation benefits, you also might be entitled to Social Security Disability benefits if you have an injury that will take you out of work for at least one year

Many workers’ compensation laws require you to apply for Social Security Disability benefits and then allow the carrier to reduce you money benefits by the receipt of the Social Security Disability benefits.

Additionally, if you are entitled to Medicare, and settle your workers’ compensation case, you will have to take Medicare’s interest into consideration in a Medicare set-aside account. Make sure that you are represented by a workers’ compensation attorney who also understands Social Security Disability benefits. At Cavey and Barrett, your experienced workers’ compensation and Social Security Disability attorneys can help you understand your rights to workers’ compensation benefits and Social Security Disability benefits and the interaction between both benefits.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

If You Don’t Understand the Basic Things of a Social Security Disability Claim, You’ll Hate Yourself Later When Your Claim is Denied

The Social Security Disability claims process is daunting, that’s doesn’t mean that you shouldn’t apply or that you should give up when you have been denied. Rather, every Social Security Disability claim requiresBasics of a Social Security Disability Claim perseverance. But, even before you apply for Social Security Disability there are several basic things we at Cavey and Barrett, your Tampa Bay Social Security Disability attorney’s think you should know:

Take the time to do it right.

You are going to have a lot of paper work to complete and this is paperwork that should be taken very seriously. Among the questions that are going to be asked is information about your employment history for the last fifteen years, information about the medical treatment you have received, the medication you are taking, the side effects of the medication and your activities of daily living.

You might think that just because your doctor says you are disabled that you don’t have to fill out these forms. Absolutely wrong!

Take the time to accurately and completely gather this information before you apply for Social Security Disability benefits, do it right the first time!

Even if you do it right the first time, expect a denial at stages one and two. Did I just contradict myself? No, unfortunately, many Social Security Disability applicants are denied at the initial application stage and even at the request for reconsideration stage, despite the fact that they are disabled.

It is important you understand that you have 60 days in which to appeal your denial and file a request for reconsideration, if not you get to start all over. The same holds true with a request for reconsideration.

The faster you fill out your request for reconsideration, the faster you will get your second denial, so you can move on to the most important stage in the Social Security Disability case, the application for hearing. Cavey and Barrett know that you have the best chance of being approved at the hearing level, when you have an opportunity to present your case to the administration law judge.

Getting your medical records.

At Cavey and Barrett, your Tampa Bay Social Security Disability attorneys, we get your medical records from your physician and we don’t give up! If your doctor is a little slow in getting your medical records we will make a phone call to them so that we make sure that not only we get your correct medical records but that the Social Security Administration gets those records.

More importantly, Sharon Barrett, former Social Security Disability staff attorney in the Tampa office, knows the importance of getting your doctor to fill out what is called a residual functional capacity form. This form will help explain any restrictions and limitation your doctor has assigned, your problems with functionality, side effects of medication, and the impact pain has on your ability to function.

Making financial plans.

In the Tampa Bay area it can take almost two years to get a Social Security Disability hearing. It is important that you have financial resources to get you through this difficult period. There are circumstances in which we can ask for what is called an expedited hearing. If, for example, your house is being foreclosed on, or your life is threatened because of your disability, we can request an expedited hearing.

At Cavey and Barrett, we have written the go to guide for Pinellas County and Hillsborough County residences who are thinking about or have applied for Social Security benefits. You can order your free, no obligation copy of our book, Your Rights to Social Security Disability Benefits.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

If You Have Emphysema and Don’t apply for Social Security Disability Benefits You’ll Hate Yourself Later

If you suffer from Emphysema, one of the group of diseases known as Chronic Obstructive Pulmonary Disease, you may be entitled to Social Security Disability benefits if you can no longer work.

Emphysema Social Security Disability Benefits

picture by ADAM

About 17 million people in the United States suffer from COPD, which damages your lung tissues. Because of the damage, air is trapped in your lungs and your body just don’t get enough oxygen.

If you suffer from Emphysema you might have:

  1. Loss of weight and appetite
  2. Fatigue
  3. A mild chronic cough

Unfortunately, these symptoms can progress to respiratory problems that are much like the cold or the flu.

If your physician has told you that you can no longer work because you suffer from Emphysema, you need to immediately apply for Social Security Disability benefits. If those benefits have been denied, you should appeal that denial by contacting St. Petersburg, Social Security Disability attorney, Sharon Barrett, who specializes in representing Emphysema sufferers in their Social Security Disability claims. Give us a call if your claim has been denied at 727-894-3188 today.

If you don’t apply or even appeal the denial of your Social Security benefits based on Emphysema, you may hate yourself later when you can no longer work and support your family and get the medical treatment you need.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

Next Page »