The Five Dirty Secrets About Social Security Disability

There are five dirty secrets that every American should know about the Social Security Disability benefits.

  1. Social Security Disability benefits aren’t charity. If you’ve worked 20 out of the last 40 quarters, you’ve become insured as a result of payroll deductions in the form of a Social Security tax known as FICA. If youSecrets of Social Security Disability have worked 20 out of the last 40 quarters, you have earned enough credits to be insured.
  2. Your Social Security Disability benefits are payable regardless of your financial status.  If you have worked and become insured for Social Security Disability purposes, you can draw Social Security Disability benefits even if you and your family are financially secure.
  3. Don’t wait to claim Social Security Disability benefits. If you wait too long to file Social Security Disability benefits, you can lose your insured status and your right to valuable Social Security Disability benefits. The lifetime value of the average Social Security Disability claim is over $100,000. That’s a lot of money and you wouldn’t want to lose your rights to getting Social Security Disability benefits by not timely filing a claim for Social Security Disability benefits.
  4. Thinking that you can represent yourself in the Social Security hearing or thinking that your benefits will automatically be paid because your doctor has told you that you are unable to work. Wrong! Social Security statistics show that the chances of getting Social Security Disability benefits increase when you have an experience Social Security Disability attorney represent you. While it is not mandatory to have an attorney represent you, it is wise to have representation.
  5. While many people think that they can’t afford a Social Security Disability attorney, attorney’s fees are set by the Social Security law. If your benefits are awarded, your attorney has paid 25%, up to a maximum of $6,000 of your past benefits. If your Social Security Disability claim is denied, you owe your attorney nothing.

Don’t let these five dirty secrets stop you from applying for Social Security Disability benefits. Need help applying for Social Security disability after your claim has been denied? Give Cavey & Barrett a call today at 727-894-3188.

 

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

83% of Americans DO NOT Believe that their Social Security Disability Claims Will be Handled Fairly

Social Security disability Claims Denied83% of Americans do not believe that their Social Security Disability Claims Will be Handled Fairly by the Social Security Administration

Attorney Carl Kazmierczak of Kazmierczak and Kazmierczak, a Social Security Disability firm recently asked the question, “Do you feel the Social Security Administration will handle your Social Security Disability claim fairly?”

This poll was taken by the Office of Disability guide and the response was amazing, 83% said that they did not trust the Social Security Administration to handle their Social Security Disability claim fairly.

The Social Security Administration proved Commissioner Astrue is making many efforts to improve the Social Security Administrations ability to quickly handle Social Security claims and reduce wait times.

The office of Commissioner Astrue fully assists in improving the public opinion of the Social Security Administration and how Social Security Disability claims are handled. http://www.prweb.com/releases/2009/09/prweb2842904.8tm

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

Work History and Your Claim for Social Security Disability Benefits

Your work history is important for a number of reasons and will impact whether or not you are entitled to Social Security Disability benefits and the amount of benefits you secure.

As an American tax payer, a portion of you wages have been attributed to the Federal Social Security Disability Insurance program by deductions through your payroll FICA tax. You can look at your pay stub and see those deductions. A portion of every one of your paychecks goes to the Social Security Administration retirement and disability program.

When applying for Social Security Disability benefits you have to be currently insured. You have to have paid 20 quarters of the last 10 years to qualify to be currently insured.

What happens if you don’t meet those quarters? You can “buy a quarter” by earning a certain amount during a calender year. If you earned $1,900 in 2009 you’ve “bought a quarter.”

You earn up to four quarters in year, therefore, in the last ten years, you have had to have had at least 20 quarters of coverage or more to qualify for Social Security Disability benefits.

If you are disabled before age 31, the work history requirements are different. You can have six quarters of coverage plus one quarter of coverage for each year after the year you reached 21. In other words, if you are 27 years old and become disabled, you will only need 12 quarters of coverage to be fully insured.

When you apply for Social Security Disability benefits the Social Security Administration asks questions about the work that you have done during the 15 years before you became disabled.

At hurtles 4 and 5 of the sequential evaluation, the Social Security Administration determines whether or not you can go back to the lightest job you held in the last fifteen years, and, if not, whether there is job that exists in the mythical national economy based on your age, education and the transferable skills that you’ve learned as a result of your work history.

And, most importantly, you work history is used to determine the amount of your benefits. Your employer has to send the Social Security Administration a copy of your W2 form every year to show how much Social Security taxes you have paid. The Social Security Administration compiles that information and, when you apply for Social Security Disability benefits one of the most important documents we at Cavey and Barrett located in Florida and represent throught the state,  look for in your file is the earnings report to determine whether or not you are fully insured and the amount of your benefits.

Your past work experience, earnings and disabling medical condition all combine in the evaluation process to determine whether or not you meet the Social Security requirements.

If you have any questions contact us at www.caveylaw.com or give us a call at 727-894-3188.

If you would like more information about your rights regarding Social Security Disability Benefits, you can order our FREE book,"Your Rights to Social Security Disability Benefits" by submitting the form in the sidebar. We will send it out immediately along with other important information.

For more information about Social Security Disability Benefits, visit our law firm web site at CaveyLaw.com. If you would like to speak with one of our Social Security Disability Benefits attorneys about your case, feel free to call us anytime at (727) 897-9117 or simply submit our contact form and we will get back to you quickly.

When Should You Get a Social Security Disability Lawyer? | Sarasota Social Security Disability Attorney

Social Security numbers show that at least 60% of Social Security Disability applicants who are represented are approved for disability!

In my experience, anyone who thinks the Administrative Law Judge is going to simply award benefits after hearing their story is naive and misinformed. As the saying goes, “a person who represents themselves has a fool for a client.” That is particularly true in Social Security as it is a medical and factual complex area of the law.

It is in your best interest to get representation are early as possible. You get help in filing out your initial application and forms, gathering your medical records (Social Security does not always get our whole chart), filing your Request for Reconsideration, filing for a hearing, developing the evidence need for the hearing and getting your ready to testify before the Administrative Law Judge.

Your lawyer can explain the Social Security Disability process and answer your questions.

A representative is paid from your back benefits up to 25% of the back benefits up to $5,300.00. If the representative does not win, there is no fee.

Some people don’t want to pay for representation and would rather take their chances. Most get what they paid for – nothing.

Understanding how the system works and having representation can make the difference in getting your benefits.

Contact skilled attorneys Cavey & Barret to give yourself the maximum chance of success.

Getting a Lawyer In Your Social Security Disability Case – Speeding Up Your Case | Pinellas Park Social Security Disability Attorney

Unfortunately, hiring an attorney will not generally speed up getting your Social Security disability benefits. So, why should you get a Social Security Disability lawyer?

You don’t hire a lawyer to speed up a case, you hire a lawyer to improve you chances to obtain your benefits because your lawyer will develop the necessary evidence to meet the 5 Hurdle test we have explained in early postings.

If you have been denied your claim for Social Security Disability benefits you are going to end up, most likely, in front of an Administative Law Judge (ALJ). Do you want to be in front of the ALJ by yourself? Do you want to rely on the ALJ to do the right thing?

An attorney will make sure that your medical records are obtained, develop the evidence, get your physician to fill out a functional residual capacity form (RFC), prepare a memorandum for the ALJ explaining your case, and prepare you for the hearing.

The reality is that you really do need a lawyer. If you live in the Tampa Bay area and think you qualify for benefits, contact the Law Office of Nancy Cavey and Sharron Barrett to arrange a consultation. Click here or call 727-897-9117 or 727-894-3188.